Saturday, September 14, 2019
National Health Care Spending Essay
Introduction Health care in the United States is provided by many distinct organizations. Accordingly, the US Census Bureau (2010) reported that health care facilities are largely owned and operated by private sector businesses. While sixty-two percent of hospitals are non-profit, 20% are government owned, and 18% are for-profit. Furthermore, 60ââ¬â65% of healthcare provision and spending comes from programs such as Medicare, Medicaid, TRICARE, the Childrenââ¬â¢s Health Insurance Program, and the Veterans Health Administration. Most of the population under 67 is either insured by themselves or a family memberââ¬â¢s employer, buy health insurance on their own, and the remainder are uninsured. Health insurance for public sector employees is primarily provided by the government. Still, the United States has a life expectancy of 78.4 years at birth, up from 75.2 years in 1990, and is ranked 50th among 221 nations, and 27th out of the 34 industrialized countries, down from 20th in 1990. Of 17 high-income countries studied by the National Institutes of Health in 2013, the United States had the highest or near-highest prevalence of infant mortality, heart and lung disease, sexually transmitted infections, adolescent pregnancies, injuries, homicides, and disability. Together, such issues place the U.S. at the bottom of the list for life expectancy. On average, a U.S. male can be expected to live almost four fewer years than those in the top-ranked country (NIH, 2013). Thesis Statement As dismal as the statistics are, in recent years, policy makers as well as leading economists have focused a considerable amount of attention onà aggregate spending increases in health care and how health care spending impacts the United States economy. Thereby, specific emphasis has been given to identifying and examining distinctive factors that have contributed to spending growth, and proposing solutions for reduction. Seemingly, factors that have contributed to spending growth encompass changes in health care utilization, population demographics, price inflation, and advances in medical technology. Thus, as more and more advanced scientific technology is developed the costs associated with providing quality health care increases. With that said, according to the World Health Organization (WHO), the United States spent more on health care per capita ($8,608), and more on health care as percentage of its GDP (17.2%), than any other nation in 2011. Yet, the United States ranked last in the quality of health care among similar countries, and notes United States care costs the most. Similarly, in a 2013 Bloomberg ranking of nations with the most efficient health care systems, the United States ranks 46th among the 48 countries included in the study. The U.S. Census Bureau reported that 49.9 million residents, 16.3% of the population, were uninsured in 2010 (up from 49.0 million residents, 16.1% of the population, in 2009). In addition, a 2004 Institute of Medicine (IOM) report said: ââ¬Å"The United States is among the few industrialized nations in the world that does not guarantee access to health care for its population.â⬠Further, ââ¬Å"with the exception of Mexico, Turkey, and the United States, all of the other countries had achieved universal or near-universal (at least 98.4% insured) coverage of their populations by 1990;â⬠and recent evidence demonstrates that lack of health insurance causes some 45,000 to 48,000 unnecessary deaths every year in the United States. In 2007, 62.1% of filers for bankruptcies claimed high medical expenses, and 25% of all senior citizens declare bankruptcy due to medical expenses, and 43% are forced to mortgage or sell their primary residence. On March 23, 2010, the Patient Protection and Affordable Care Act (PPACA) became law, providing for major changes in health insurance. The medical system has been forced to change normal procedures to meet federal regulations. The law includes a large number of health-related provisionsà to take effect over the next four years, including expanding Medicaid eligibility for people making up to 133% of FPL, subsidizing insurance premiums for peoples making up to 400% of FPL ($88,000 for family of 4) so their maximum ââ¬Å"out-of-pocketâ⬠pay will be from 2% to 9.8% of income for annual premium, providing incentives for businesses to provide health care benefits, prohibiting denial of coverage and denial of claims based on pre-existing conditions, establishing health insurance exchanges, prohibiting insurers from establishing annual spending caps and support for medical research. The costs of these provisions are offset by a variety of taxes, fees, and cost-saving measures, such as new Medicare taxes for high-income brackets, taxes on indoor tanning, cuts to the Medicare Advantage program in favor of traditional Medicare, and fees on medical devices and pharmaceutical companies; there is also a tax penalty for citizens who do not obtain health insurance (unless they are exempt due to low income or other reasons). The Congressional Budget Office estimates that the net effect (including the reconciliation act) will be a reduction in the federal deficit by $143 billion over the first decade. Conclusion In conclusion, in contrast to the argument that rising health care spending at the Federal and State level decreases economic growth, and employee health care costs decreases job growth, a reasonable argument, could also be made that rising health care spending has important benefits, often outweighing the increased costs. I submit that improvements in quality may produce a cause and effect whereby, the cost of medical care is decreased. Subsequently, increased health care spending improves increases in access to new technologies, providing both new options of treatment and treatment for a greater number of individuals; which provides for healthier employees. Moreover, health care spending growth is more likely to create health care jobs, increases wages for health care workers, expands local tax revenues, and increases demand for related goods and services. We, as Americans, profess to be the richest, strongest, and greatest country, yet we stand by and watch homeless citizens sleeping on the streets, children going to bed at night hungry, and citizens dying because they lack health insurance. The Affordable Care Act is a good start, however we must keep legislators who oppose the bill from chipping away at it. Health care should be a humanà right, not a privilege. For example, in May 2011, the state of Vermont became the first state to pass legislation establishing a Single-Payer health care system. The legislation, known as Act 48, establishes health care in the state as a ââ¬Å"human rightâ⬠and lays the responsibility on the state to provide a health care system which best meets the needs of the citizens of Vermont. The state is currently in the studying phase of how best to implement this system. Of the 26.2 million foreign immigrants living in the US in 1998, 62.9% were non-U.S. citizens. In 1997, 34.3% of non-U.S. citizens living in America did not have health insurance coverage as opposed to the 14.2% of native-born Americans who do not have health insurance coverage. Among those immigrants who became citizens, 18.5% were uninsured, as opposed to noncitizens, who are 43.6% uninsured. In each age and income group, immigrants are less likely to have health insurance. With the recent healthcare changes, many legal immigrants with various immigration statuses now are able to qualify for affordable health insurance. We need to push for more. The cost for individuals that use emergency rooms as port of entry to medical care far exceeds obtaining a primary care provider. References Institute of Medicine (2004). Retrieved from http://.www.institutesofmedicine, May 09, 2014. National Institute of Health (2013). Retrieved from http://.www.nationalinstituteofhealth, May 10, 2014. U. S. Census Bureau (2010). Retrieved from http://.www.uscensusbureau, May 10, 2014. World Health Organization (2014). Retrieved from http://.www.worldhealthorganization, May 10, 2014. www.healthcare.gov (2014). Retrieved from http://.www.healthcare.gov. May 10, 2014
Friday, September 13, 2019
No topic Essay Example | Topics and Well Written Essays - 1000 words - 3
No topic - Essay Example The article emphasizes the fact that once Google launches its ââ¬Å"Google Editionsâ⬠, the online service to sell e-books, it would be in direct competition with another behemoth in the area of digital books, Amazon. The main issue analyzed here is the competition from Amazon and their pricing strategy along with the distribution channels both companies will adopt to market their services since the real winner will be the product that reaches the customer in the most convenient way possible. It is a well known fact that Amazon is the leader in the space for selling books and accessories online. It was one of the first companies to set up a website for selling books and accessories online. The success of the model pioneered by Amazon spurred many companies (Barnes and Noble, Borders etc) to enter the area of selling books online. The article clearly highlights the potential for rivalry between Google (once it launches Google Editions) and Amazon as both the companies are essentially targeting the same market i.e. the consumers of e-books. Further, the article discusses the possibility of a ââ¬Å"price warâ⬠where each of the competitors would be going in for a ââ¬Å"race to the bottomâ⬠in search of the consumers for their products. The Implications of this strategy would be discussed in due course. This section analyzes the case from the 4Pââ¬â¢s of the marketing mix, namely: Price, Product, Place and Promotion. These are the cornerstones of any marketing strategy and the successful execution of these in a combination or individually would determine the success of the venture as is being undertaken by Google. The marketing mix is the ââ¬Å"set of controllable, tactical marketing tools that the company blends to produce the response it wants in the target market.â⬠(Kotler, 2009 63) To take the first component of the Marketing mix, the biggest advantage that Google has is its competitive pricing. Since the
Thursday, September 12, 2019
Anorexia Nervosa Research Paper Example | Topics and Well Written Essays - 1500 words - 1
Anorexia Nervosa - Research Paper Example Anorexia Nervosa is an eating disorder portrayed by food restriction, rational fear of gaining body weight, and body self-perception distortion. Anorexia Nervosa typically involves loss of excess body weight and is mainly common in females than in males (Garrett, 2008). Because of fear of gaining more body weight, people with Anorexia Nervosa disorder restrict the type and amount of food they eat. This food intake restriction cause hormonal and metabolic disorders. Outside medical literature, people frequently use the term Anorexia and Nervosa interchangeably; nevertheless, Anorexia is a medical term that simply means lack of appetite, although, patient with such disorder do not, actually, lose their appetite (Fonagy, 2005). Patients with this disorder may experience headache, lack of energy, drowsiness, and dizziness. Anorexia Nervosa associates with inappropriate eating habits, losing body weight, obsession to have a slender body figure, and fear of increasing body weight mostly with females. Anorexia Nervosa often couples with self-image distortion, which is maintained by a range of cognitive biases that change how the patient evaluates and thinks about his or her body, food, and eating (Hoek, 2008). People suffering from Anorexia Nervosa often term themselves as ââ¬Å"too fatâ⬠even when they are extremely underweight. They may perform repetitive measuring, weighing, mirror gazing, and other obsessive practices to be sure that they remain thin. This practice commonly refers to ââ¬Å"body checkingâ⬠(First & Tasman, 2011). ... Anorexia Nervosa is a serious mental disorder with a high Co morbidity incidence and higher mortality rates of psychiatric disorders. Individuals suffering from Anorexia Nervosa have tremendously high ghrelin levels (hunger hormone that signals the physiological need for food). This ghrelin high level proposes that such individualsââ¬â¢ bodies are desperately trying to cause hunger to them; however, these individuals suppress, ignore, or override that hunger call (Neinstein & Neinstein, 2008). Nevertheless, a certain research found that ghrelin intravenous administration to the patientsââ¬â¢ bodiesââ¬â¢ increases intake of food by 12% to 36% during the trial period. Signs and symptoms Anorexia Nervosa Most individuals keep on struggling with how their body shape should be at a time, and it is generally for people to discuss about exercise and dieting. Anorexia Nervosa disorders are dangerous since they are not gym exercise attempts to lose weight (Lock & Le, 2013). Such diso rders are serious, and therefore, it is crucial to identify the symptoms for one to be able to support the affected ones to get the necessary help that they require. Discussed below are some of the signs and symptoms of Anorexia Nervosa (Sadock, Sadock & Sadock, 2008). Recent body weight changes- Individuals with Anorexia Nervosa disorder are normally underweight but may as well be overweight. Rapid and significant change in body weight can be an Anorexia Nervosa warning symptom. It is vital to understand that some individuals with this disorder also have normal weight (Petit & Adamec, 2005). Fear of body weight gain/ body image problems- People with Anorexia Nervosa disorder
Wednesday, September 11, 2019
FNB Lunch Evaluation Assignment Example | Topics and Well Written Essays - 1000 words
FNB Lunch Evaluation - Assignment Example I would say that the greeting of guests met expectations. I say this because the staff certainly did their job in making everyone feel welcome, but they did not go above and beyond that which was expected. In addition, I did feel as if much of the greeting activity was much too rehearsed. It seems to me that guests should feel truly valued and that the staff sincerely appreciates their presence. This can be accomplished by more individualized greetings, rather than memorized and rehearsed innuendos. The individual that greeting me certainly smiled and had a happy demeanor, but not much eye contact was maintained. That being said, I certainly cannot flaw their performance as I certainly felt welcome and well received, just not enough to warrant a score of ââ¬Ëexceeding expectationsââ¬â¢. When considering the seating of guests, I would certainly comment that this activity exuded expectations. While the process was also a bit rehearsed, that is exactly what it should have been like in this situation. Servers walked each guest to their table, pulled customer chairs out in a respectable manner, and allowed the guess to be comfortably seated before presenting them with a menu. Once each guest, myself certainly included, had the menu then the server informed everyone of what the next step in the process should be. Since all of the steps were expected of them according to the rubric, I would certainly comment that the seating of guests exceeded expectations. After getting settled and having had a moment to hear the process for ordering, a service person asked for our drink orders. For this category, I would have to give the rating of ââ¬Ëapproaching expectationsââ¬â¢ as only 2 of the 4 suggested activities was completed during this stage of the ordering process. While there were no children at the table, the server did ask the ladies what drinks they wanted first. They also effectively utilized a pivot point.
Tuesday, September 10, 2019
Do you Think the Principles of Design Affect Everyday Life Essay - 9
Do you Think the Principles of Design Affect Everyday Life - Essay Example Normally, this not by accident, it is because of a careful planning based on principles of design. Usually, the majority of people prefer their lives to have balance, they do not like living on the edge. People want to order in their lives. The same applies to design. Balance in design is concerned with the way a designer distributes the weight on every side of the image. When a designer gives much weight to the right side as to the left, the bottom and the top, this is referred to as symmetry. There is a number of ways to create symmetry. Asymmetrical page in a newspaper would have the right side and the left side of the page balanced. Doing this sometimes is ok; however, having everything balanced in a publication all the time is boring. People like balance in their lives, however they do not like seeing at symmetrical things always. Occasionally, it is necessary to approach media design of an image via asymmetry. This implies dissimilar but equal visual weight on each side. Thus, you would give one side of the page more weight via visuals, lettering, color etc. This implies that you do not have a page in the sense that all regions of the page are equal in what they contain (Sayre, 106). In design, balance is achieved via optical weights. This implies that a designer/artist decision on the significance of elements, and their positioning on the page lead the viewer through the page. In other words, the designer guides the viewerââ¬â¢s eyes where he wants them to go- from the most significant to what he thinks is least. The designer knows what he considers most significant elements and those that are not very important and thus he arranges them in such a manner. The scale is something that works naturally. It is basically arranging spaces in an image in an attractive relationship.à Ã
Monday, September 9, 2019
Medical Reimbursement Methodologies Essay Example | Topics and Well Written Essays - 1000 words
Medical Reimbursement Methodologies - Essay Example The Blue Cross and Blue Shield Plans were really the blue prints from modern health insurance. That which started as a hospital plan for public school teachers at the Baylor University Hospital, became the model for Blue Cross Plans around the US. Essentially, these were prepaid plans for hospital services under a contractual agreement. Blue Cross dates back to 1933 where with support from American Hospital Association, this started as a nonprofit plan that covered only hospital charges. By 1946, this plan spread across 43 states and starting from 9% in 1940, in 1950, it covered about 57% of the population. In order to avoid conflict with the in-clinic private practice, to start with this was hospital oriented. This was endorsed by AMA, and later a new plan evolved in 1939, which was known as Blue Shield, and this evolved through development of active service plans. This was sign of commitment to private health insurance as the means to spread the financial risk of sickness without f ear of threatening personal interests of the physician. These plans were literally responses to challenge thrown by national health insurance. In due course of time, they started working together to provide both hospital and physician coverage. Now, these plans jointly provide a comprehensive care through either joint corporations or close working relationships. Since these plans were not for profit to begin with, the commercial insurance providers were skeptical to start with, but later, with the success of these plans, they also started providing health insurance. 3. Explain why the lack of universal health care coverage can raise health care costs. If there is a lack in universal healthcare coverage, there is cost involved in healthcare. Those who are uninsured and uncovered, they will have to pay from their pocket. Therefore, they try to tolerate symptoms and ignore
Sunday, September 8, 2019
Computer Forensics in Biology Research Paper Example | Topics and Well Written Essays - 1250 words
Computer Forensics in Biology - Research Paper Example Application A structured investigation is carried out to sort out what exactly happened to the computer, when it happened, how it happened, and who did it. This is exactly like solving a murder case and performing postmortem. The operator does not know that the evident information is transparently being created and stored by the computerââ¬â¢s operating system, which can only be extracted through computer forensics software tools and techniques. The crimes include misuse of computer systems, attack on computer systems, using a computer system to work against another system, failure of a computer system, and the like. Though, internet identity theft has made people uncertain about shopping and selling online, checking their bank statements online, visiting auction websites, or entering into business contracts or transactions; however, computer forensics has played its part in helping law enforcement agencies in gathering digital evidence and identifying stolen identities as well as the criminals involved. Computer forensics security solutions focus not only on recovery but also on prevention of security threats in order to provide security solutions that are quicker and cheaper than the conventional techniques. These solutions include intrusion detection system (IDS), internet security system, biometric security system, net privacy system, firewall set-ups, network disaster security system, identity theft prevention system, identity management security system, and so on (Vacca 146). Basic Scientific Principles Involved It is important for computer forensic investigators to follow a structured approach to solving computer and internet-based identity theft cases. Computer crime involving ID theft can be grouped as physical security breaches, personnel security breaches, communications and data security breaches, and operations security breaches. A detailed investigation of the case requires that every security breach is analyzed independently to get a more syst ematic approach towards case solving. The digital examination of ID theft cases requires great expertise at the investigatorââ¬â¢s end. The evidence or data that is collected is the valuable asset and has to be dealt with sensitivity, as it will help in deciding the specifications of the crime. Digital data is so delicate that it can be altered with one mistaken tap on the keyboard or one inadvertent press of a key. The forensic investigator will have to use some offline techniques in addition to online techniques. Although offline techniques are not the responsibility of a forensic investigator, but of course, he can use them to help himself toward finding the evidential data. He will have to look for any counterfeit documents, fake checks and bogus bank statements in black and white, in addition to looking for digital evidence residing inside the fraudsterââ¬â¢s computer system.Ã
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